Benefits of Home Ownership
Pride of home ownership is one of themajor reasons we want to buy a home . You have no landlord . You are able to make improvemnts and add equity or value to your home , and it gives family a sense of stability. An investment into your futur
Appreciation: In canada espeically the past 5years mnost homes have appreciated and addes to families net worth. You can live in your invemstnet and avoid capital gains
Mortage Reduction builds Equity. Each month your monthly payment is applied to the principle balance of the home loan which builds your equity. you can borrow against that equity for reasons such as home improvement , sending kids to school or starting a new business . Why payoff your landlords property when you can pay off your own.
Are you Ready to buy a home Now?
Your First Step
Your first step to buying a home is to first ask yourself why you want to buy a home: To stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be.
Be specific. Separate the "must haves" from the "want to haves."
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.
Think about home styles. How much space do you need? Does your situation require a one-level home or are stairs acceptable?
Consider the size and kind of property. Do you want a newer home or maybe an older one to fix up? Consider how long you expect to live in this particular home.
Your Next Step: Loan Pre-Qualification
Once you have answered these questions, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.
Call me and I can refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
These 3 people can make the pre-approval process easy and actually really make sense of all your financial needs
6 Mistakes Homebuyers Make
#1-Not Getting Pre-Qualified
#2- Not Shopping for Mortage Terms
#3- Not Getting Home Inspections
#4 Not Using a Professional Real Estate Professional
#5 Buying Before Selling
#6 Not knowing the Full Cost of Buying Your Home
I Will Find The Right Home For You
Once you've been pre-qualified and know what price range you want to stay in, we can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them.
I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search our listings here at my website.
I Will Help You Every Step Of The Way
I will help you complete your financing and inspections and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.